Finance Calculators

🏠 Mortgage CalculatorMonthly payment, amortization table, and total interest 🔄 Refinance CalculatorBreak-even point and lifetime interest savings 🏡 Home Affordability CalculatorMax home price based on income and debt 💰 HELOC CalculatorHome equity line of credit borrowing limit 🏦 Down Payment CalculatorSavings timeline to reach your down payment goal 📋 Amortization ScheduleFull month-by-month loan payment table 🛡️ PMI CalculatorMonthly PMI cost and when it drops off at 80% LTV 📉 Mortgage Points CalculatorBreakeven and savings from buying down your rate 📅 Biweekly Mortgage CalculatorYears saved and interest savings vs monthly payments 🏠 Rent vs. Buy CalculatorNet worth comparison — breakeven year and 10-yr outcome 📝 Closing Costs CalculatorFull estimate of home purchase closing costs ⚖️ Mortgage Comparison CalculatorCompare two loan offers — rate, APR, total cost

💳 Loan CalculatorMonthly payment and interest for any personal loan 🚗 Auto Loan CalculatorCar payment, total cost, and dealer financing comparison 📐 APR CalculatorTrue annual percentage rate including fees 💸 Debt Payoff CalculatorAvalanche vs snowball method comparison 💳 Credit Card Payoff CalculatorTime and interest to pay off your balance 📊 Debt-to-Income CalculatorDTI ratio for mortgage and loan approval 🔀 Debt Consolidation CalculatorCompare consolidation loan vs. current debts 🎓 Student Loan CalculatorMonthly payment, total interest, and payoff date

🔄 Dividend Reinvestment CalculatorDRIP compound growth — shares, income, and final value 💸 Investment Fee CalculatorTrue dollar cost of expense ratios over 10–30 years ⚡ Lump Sum vs. DCA CalculatorCompare investing all at once vs. spreading over months

📈 Compound Interest CalculatorGrowth over time with regular contributions 📈 Dollar-Cost Averaging CalculatorMonthly investment growth with year-by-year chart 📊 Stock Return CalculatorTotal return, CAGR, and dividends for any position ⚖️ Portfolio Rebalancing CalculatorDrift analysis and buy/sell action table 📊 Investment Return CalculatorTotal return, annualized ROI, and gain/loss 🏦 Retirement CalculatorNest egg projection and monthly savings needed 💼 401(k) CalculatorBalance growth with employer match over time 🌱 Roth IRA CalculatorTax-free growth projection to retirement 💸 Retirement Withdrawal CalculatorHow long savings last at any withdrawal rate 📋 RMD CalculatorRequired minimum distribution from IRS table 🛡️ Social Security CalculatorMonthly benefit at 62, 67, or 70 — with breakeven 🔄 Roth Conversion CalculatorTax cost, breakeven, and after-tax value vs. traditional IRA 🎯 FIRE Number CalculatorFinancial independence target and years to reach it 💵 Retirement Income CalculatorMonthly income from portfolio at any withdrawal rate 🐷 Savings Goal CalculatorMonthly amount needed to hit your target 🛡️ Emergency Fund Calculator3–6 month expense buffer and savings timeline 🐷 Sinking Fund CalculatorMonthly savings needed to reach a goal by target date 🔢 Simple Interest CalculatorInterest = principal × rate × time ⏪ Present Value CalculatorWhat a future sum is worth in today's dollars ⏩ Future Value CalculatorWhat today's money grows to over time 📆 Annuity CalculatorPresent and future value of periodic payments 💹 Dividend CalculatorAnnual dividend income, yield, and DRIP growth

🧾 Tax Bracket Calculator2025 federal brackets, marginal and effective rate 🗂️ Income Tax CalculatorFederal tax liability, refund or amount owed 💵 Take-Home Pay CalculatorAnnual net pay after federal taxes and FICA 🧮 Paycheck CalculatorPer-period net pay with full tax breakdown 🏢 Self-Employment Tax CalculatorSE tax, deduction, and quarterly payment amounts 🏷️ Sales Tax CalculatorAdd sales tax to a price or reverse-calculate it ⏰ Hourly to Salary CalculatorConvert hourly wage to annual, monthly, weekly pay 📅 Salary to Hourly CalculatorBreak down annual salary to hourly rate ⚖️ Salary Comparison CalculatorCompare two job offers side by side after tax ⏱️ Overtime CalculatorOT pay at 1.5× and total weekly earnings

📈 ROI CalculatorReturn on investment percentage and net gain 💰 Profit Margin CalculatorGross, net, and operating margin from revenue ⚖️ Break-Even CalculatorUnits and revenue needed to cover fixed costs 🏷️ Markup CalculatorSelling price, markup %, and gross profit 📊 CAGR CalculatorCompound annual growth rate between two values ⏳ Payback Period CalculatorTime to recover an initial investment 💎 Net Worth CalculatorTotal assets minus liabilities 📐 Rule of 72 CalculatorYears to double money at a given interest rate

🍽️ Tip CalculatorTip amount and per-person split for any bill 👥 Bill Split CalculatorDivide shared expenses fairly among a group 🏷️ Discount CalculatorFinal price after a percentage or dollar discount ✂️ Percentage Off CalculatorHow much you save on a sale price 📉 Inflation CalculatorCPI-based purchasing power change over any period 🛒 Purchasing Power CalculatorReal value of money adjusted for inflation 📊 50/30/20 Budget CalculatorSplit income into needs, wants, and savings 💱 Currency ConverterLive exchange rates for 150+ currencies